Next step? IVF
So Fail, Fail, Fail.
If you're infertile or a baby loss survivor, you know that word inside and out.
Hmmmm...what to do now?
Well, my husband is out of state working for 2 months.
It will be a good break from TTC I said, it will be nice to do not fertility drugs I said.
But I found myself very angry when I was ovulating. I had the cramps and the egg white CM. It was even pink tinged, which of course, I googled and saw that was good.
Ughhh
So much for being good if there's not even a remote chance of sperm being in it!
My therapist said use this time to take time for me and do things I live. Kinda get my mind off of "it". It being a baby of course.
It's hard though!
Even with my hubby gone, I have been researching IVF. My RE works with a Maryland clinic called Shady Grove. I emailed them to inquire about their Shared Risk IVF.
Here's the link to that. They were really great in getting back to me and Kendra, the out of state liaison, even called me to discuss more!
http://www.shadygrovefertility.com
Here is what I found out if you're interested, but I certainly am!
Who is eligible for Shared Risk Refund Program?
If you wish to consider Shared Risk Refund Program as a means to finance IVF, the physician committee will review eligibility based on:
Whether the female has a normal uterine cavity and “mock” embryo transfer.
Whether there is a male factor present that would require your agreement to use ICSI as part of the IVF therapy.
Many patients ask if we do financing. We do not offer financing through Shady Grove but the organization that we partner with for financing, is called Fertility Finance and their website is www.fertilityfinance.net We offer a free phone consult with one of our physicians to all of our out of state patients (we consider anyone coming from 2 hours away or more to be out of state). Please let me know if this is something you might be interested in.
A single cycle of IVF without any insurance coverage is $9,500 for the treatment, between $3,000 - $5,000 for the medication and there are pre-screening testing fees as well which vary depending on what testing needs to be completed. If you needed to do ICSI and wanted to pay per cycle, it would be an additional $1,500 per cycle.
The Multi-Cycle Discount program is a flat fee of $16,000 plus the cost of medicine ($3,000-$5,000) and any diagnostic testing, and provides you with two (2) fresh cycles of IVF and includes any frozen embryo transfers (FET) that might result from the cycles. This program cannot be used for those using their insurance. The Multi-Cycle Discount Program with ICSI is $17,500.
For our IVF patients, we have a program as well called Shared Risk. The Shared Risk 100% Refund Plan is open to couples meeting the eligibility criteria. We estimate than nearly 70% of patients in our practice would meet the qualifications for Shared Risk. Women must be under age 39 to qualify but women over 39 may participate in this plan if they are using donor eggs. Patients from out-of state may also participate in this program. Patients must be in the Shared Risk program by the time they are 38 and 6 months.
Couples choosing this plan may attempt up to six IVF cycles for a flat fee of $20,000. This fee also includes any subsequent cryopreservation cycles. When the couple takes a baby home from the hospital, our Center has earned the fee. In the event the attempts are unsuccessful, 100% of the fee is refunded. You may withdraw from the program at any time during treatment. Some costs not included in this program are: normal prescreening tests, medication, surgeries not related to IVF, recruitment or purchase fees for donor sperm or donor egg.
If you elect to apply for the Shared Risk Refund program, a committee of physicians reviews your medical records and IVF prescreening tests. If you meet the Shared risk criteria discussed below, the payment for Shared Risk is made before the initiation of your first cycle. With this single fee, you have up to six completed IVF cycles to have a baby. Then, if you deliver a baby, we have earned the fee. The Shared Risk program with ICSI is $22,000.
The fee that you pay for Shared Risk is greater than that you would pay for the single fee-for service IVF cycle. Therefore if you have a baby after the first cycle, you will have paid more for that single cycle than you would have had you elected fee-for-service. That is the part of the “financial risk” that you are sharing.
We define success in the same way you do – as the delivery of a baby. Neither a cancelled cycle, nor a “biochemical pregnancy” nor a clinical miscarriage, nor even a very late pregnancy loss, qualifies us to earn our fee.
If you're infertile or a baby loss survivor, you know that word inside and out.
Hmmmm...what to do now?
Well, my husband is out of state working for 2 months.
It will be a good break from TTC I said, it will be nice to do not fertility drugs I said.
But I found myself very angry when I was ovulating. I had the cramps and the egg white CM. It was even pink tinged, which of course, I googled and saw that was good.
Ughhh
So much for being good if there's not even a remote chance of sperm being in it!
My therapist said use this time to take time for me and do things I live. Kinda get my mind off of "it". It being a baby of course.
It's hard though!
Even with my hubby gone, I have been researching IVF. My RE works with a Maryland clinic called Shady Grove. I emailed them to inquire about their Shared Risk IVF.
Here's the link to that. They were really great in getting back to me and Kendra, the out of state liaison, even called me to discuss more!
http://www.shadygrovefertility.com
Here is what I found out if you're interested, but I certainly am!
Who is eligible for Shared Risk Refund Program?
If you wish to consider Shared Risk Refund Program as a means to finance IVF, the physician committee will review eligibility based on:
- Medical indication for IVF therapy.
- Whether the female is likely to be able to complete the six possible IVF cycles before her 39th birthday.
- Your medical records, including any prior ovarian stimulation and/or IVF cycles.
- Your completed IVF prescreening tests including, among others:
Whether the female has a normal uterine cavity and “mock” embryo transfer.
Whether there is a male factor present that would require your agreement to use ICSI as part of the IVF therapy.
Many patients ask if we do financing. We do not offer financing through Shady Grove but the organization that we partner with for financing, is called Fertility Finance and their website is www.fertilityfinance.net We offer a free phone consult with one of our physicians to all of our out of state patients (we consider anyone coming from 2 hours away or more to be out of state). Please let me know if this is something you might be interested in.
A single cycle of IVF without any insurance coverage is $9,500 for the treatment, between $3,000 - $5,000 for the medication and there are pre-screening testing fees as well which vary depending on what testing needs to be completed. If you needed to do ICSI and wanted to pay per cycle, it would be an additional $1,500 per cycle.
The Multi-Cycle Discount program is a flat fee of $16,000 plus the cost of medicine ($3,000-$5,000) and any diagnostic testing, and provides you with two (2) fresh cycles of IVF and includes any frozen embryo transfers (FET) that might result from the cycles. This program cannot be used for those using their insurance. The Multi-Cycle Discount Program with ICSI is $17,500.
For our IVF patients, we have a program as well called Shared Risk. The Shared Risk 100% Refund Plan is open to couples meeting the eligibility criteria. We estimate than nearly 70% of patients in our practice would meet the qualifications for Shared Risk. Women must be under age 39 to qualify but women over 39 may participate in this plan if they are using donor eggs. Patients from out-of state may also participate in this program. Patients must be in the Shared Risk program by the time they are 38 and 6 months.
Couples choosing this plan may attempt up to six IVF cycles for a flat fee of $20,000. This fee also includes any subsequent cryopreservation cycles. When the couple takes a baby home from the hospital, our Center has earned the fee. In the event the attempts are unsuccessful, 100% of the fee is refunded. You may withdraw from the program at any time during treatment. Some costs not included in this program are: normal prescreening tests, medication, surgeries not related to IVF, recruitment or purchase fees for donor sperm or donor egg.
If you elect to apply for the Shared Risk Refund program, a committee of physicians reviews your medical records and IVF prescreening tests. If you meet the Shared risk criteria discussed below, the payment for Shared Risk is made before the initiation of your first cycle. With this single fee, you have up to six completed IVF cycles to have a baby. Then, if you deliver a baby, we have earned the fee. The Shared Risk program with ICSI is $22,000.
The fee that you pay for Shared Risk is greater than that you would pay for the single fee-for service IVF cycle. Therefore if you have a baby after the first cycle, you will have paid more for that single cycle than you would have had you elected fee-for-service. That is the part of the “financial risk” that you are sharing.
We define success in the same way you do – as the delivery of a baby. Neither a cancelled cycle, nor a “biochemical pregnancy” nor a clinical miscarriage, nor even a very late pregnancy loss, qualifies us to earn our fee.
So when?
My husband and I discussed this amazing deal. We are going to pursue the June cycle and begin our first appointments in March.
That is what Kendra recommended to us.
Kendra said she has patients who have unexplained infertility and when they do IVF, they find the egg and sperm repel each other. Not even a CM thing, cuz you could do a post-coital test, but the egg and sperm don't even go near each other!
Are the eggs to hard for the sperm to penetrate?
Are the eggs sending signals that they're already fertilized, so the sperm don't even go near them?
I DON'T KNOW!!!!!!!!!!!
Why can't fertility treatments be cheaper?
I know the $20,000 money back guarantee is awesome because everyone I talk to is surprised there's even a place that does this!
So...............wait and wait and wait...
There's still part of me that clings to the small, sliver of hope that I will get pregnant and have a baby for free.
Yeah, right.